# International Payments Charted International Payments allows you to pay vendors around the world directly from NetSuite with no additional integrations, bank logins, or complicated workflows. Once you're onboarded, sending an international payment follows the same process as domestic payments. *** ### ✅ How It Works: At a Glance
StepDescription
1Verify Business Entity for International Payments
2Link your verified funding source to your GL
3Onboard your international vendor
4Approve vendor’s payment method
5Create a bill using your international account
6Release the payment (same workflow as today)
7Receive remittance emails and reporting
8Update the Final Exchange Rate (FX-Only)
*** #### 1) Business Entity Verification Before you can send international payments, your business must complete a one-time Business Entity and Bank Verification process. Charted manages this process end-to-end on your behalf, although parts of the verification are performed by our licensed international payments partner, CorPay. **1a) Submit International Verification Documentation** Charted will send you a DocuSign form to gather all required information. The form must be signed by an authorized director of your organization (e.g., CFO). You'll be asked to upload: * A **bank statement** from the last 3 months showing your business name, business address, and the routing/account numbers you intend to use * The business name on the bank statement must *exactly* match the **Client Organization’s Complete Legal Name** listed in the DocuSign form. Please keep **“Debit”** selected as the settlement method, this is required for verification. **1b) Review Process (3-5 Business Days)** Allow 3-5 business days after the DocuSign is submitted for our partner to review your business information. If additional documentation is required, Charted will notify you during this review period. **1c) ACH Test Debit (Microdeposit Verification)** Once your documentation passes review, you will receive a one-time ACH test debit from the bank account you provided. The debit will appear from:\ ACH Originator ID: 2522304924 (Bank of America).\ \ If your organization uses debit blocks, please ensure this originating ID is whitelisted and your finance team is notified a test debit is incoming. **1d) Complete Verification** You may complete verification in one of two ways **Option 1: Fastest (Screenshot)** Send Charted a screenshot of the test debit showing: Amount, Date, Bank name, Routing + Account numbers Once Charted verifies the screenshot, your account can move to final activation **Option 2: Standard (No Screenshot Needed)** If you prefer not to send a screenshot, simply wait three business days after the debit posts.\ Once the debit clears, Charted can proceed with the final activation step. **1e) Enable Charted Business Entity & Funding Source** Charted will confirm your **Charted Customer Name** and **Charted Funding Source**. Once received, Charted will enable international payments for your entity by end of next business day. After this final step you are ready to proceed with International Payments. You can always check whether a business entity and funding source is approved for International Payments by looking at the International verified tag on each page

International verified business entity

#### **2)** **Link Verified Funding Source** Once verified, [link your funding source to a GL account](/ap-automation/charted-configuration/payment-automation/linking-bank-accounts-to-your-netsuite-gl-accounts.md) within **Charted**. This follows the same steps as linking any other bank account for bill payments. **Note:** If the funding source is already linked to a GL account, no action is needed and you can skip this step. Domestic and international payments can share the same setup. If it’s not linked yet, you’ll need to link it here. #### 3) Onboard International Vendors * International vendors must be onboarded through the [Payee Onboarding](/ap-automation/charted-features/payment-automation/managing-payee-invitations.md) flow in Charted. * The invite must be sent using an internationally verified business entity. Otherwise, international payment will not appear as an option. * Vendors may choose to receive payments in either USD or their local currency during onboarding. Please guide vendors on which currency your business prefers to use. **Note**: International Payee onboarding is not compatible with Advanced Vendor Onboarding (AVO). All international vendors must use the Payee Onboarding flow in Charted. #### 4) Approve Payment Method * Review and [approve the international payment method](/ap-automation/charted-features/payment-automation/approving-payment-methods.md). * The payment method will be clearly labeled as an "International" type. * Ensure it is marked as the preferred payment method to use it for payments. #### 5) Create Bill Using International Account * When creating a bill, choose the [GL account linked to your verified international funding source](/ap-automation/charted-configuration/payment-automation/linking-bank-accounts-to-your-netsuite-gl-accounts.md). * This ensures the payment routes correctly and that international options are available. #### **6) Release Payment** Once the bill is ready and the payment method is approved, you can [release the payment](/ap-automation/charted-features/payment-automation/navigating-the-ready-for-release-queue.md) using the same workflow you already use for ACH and check payments. * Payments will be labeled as **International** in your payment history. * No additional steps or logins are required. #### 7) Remittance Emails & Reporting * International Remittance emails will be sent to your vendor and business entity as usual. * Reporting and history views will include payment type indicators to distinguish between domestic and international transactions. #### 8) Update the Final Exchange Rate (FX-Only) If you send an international payment where the bill currency differs from your bank account currency, the payment will include a foreign exchange (FX) conversion. **8a) Estimated FX Rate at Release** When reviewing payments in the Ready for Release table, Charted will display an estimated FX rate.\ Note: This is only an estimate. The final rate may vary slightly once the payment is booked. **8b) Final FX Rate Appears in Payments History** A few minutes after you release the payment, the final exchange rate will be added to the Payments History table. **8c) Update the Bill Payment Record in NetSuite** To ensure accurate accounting, you must update the Bill Payment record in NetSuite with the final FX rate once it appears. Charted will automate this in the future, but this step is currently required. **Important:** For accounting best practices, international payments must be released within the same accounting period in which the Bill Payment was created. Otherwise, the payment will flow to the Not Ready for Release table. ### Currency Selection When onboarding, vendors will be able to select any currency tied to a vendor that is active for the NetSuite vendor record (Vendor > Financial > Currencies). Whatever currency is selected during onboarding will be used for the transaction. If you'd like to enforce that your vendor can only be paid in USD, when [sending a Payee Invite](/ap-automation/charted-features/payment-automation/managing-payee-invitations.md), check the 'Limit to USD only' box to ensure the only currency available is USD. ![](/files/DZNXe261TXHvWJsHHb3E) ### Additional Notes & Tips * Only internationally verified entities can send international payments. * The invite to an international vendor must be sent from an internationally verified business entity, otherwise the vendor will not have an option to add an international payment method * Am international vendor must onboard using the payee onboarding link in Charted * To add a new vendor country, contact **Charted** with 2–4 weeks' notice. * We can support payment in 160+ countries using the SWIFT wire network * Full list of supported countries can be found [here](/ap-automation/charted-faqs/payment-automation/supported-international-payment-countries.md). * If local rails are available to make the payment, it will be sent via the lowest-cost local option (e.g., SEPA, BACS). If no local option is available, the payment will default to a SWIFT wire. * Existing customers must be on the latest agreement to send International Payments, please reach out to your account manager if you'd like to double check your eligibility. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.charted.com/ap-automation/charted-features/payment-automation/international-payments.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. 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