How long does it take for ACH payments to reach a payee?

ACH Payments

Standard ACH payments can take between 4-5 business days to reach the payee. The payment will typically reach the payee one business day after the debit posts to our account. All payments must be released by 5:00pm ET to be processed that day. Payments released after 5:00pm ET will be processed the following day.

Below represents approximate payment timing:

Payment Released	Payee Receives
Monday before 5:00pm	Friday Morning*
Tuesday before 5:00pm	Monday Morning*
Wednesday before 5:00pm	Tuesday Morning*
Thursday before 5:00pm	Wednesday Morning*
Friday before 5:00pm	Thursday Morning*

* Factors at receiving banks may delay timing. All times in Eastern Time (ET) and represent approximate deadlines.